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Men more confident than women about

Recent Studies show Men more confident than women about getting jobs

  1. IRS Data Theft
  2. Dollar Rises against Yen, Euro
  3. When it really pays to purchase online
  4. About Zero percent interest promotions
  5. Transition into Retirement
  6. Studies show Men more confident than women about getting jobs

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IRS data theft_ 5 things you need to know – MarketWatch

About 100,000 households could be affected by the IRS’ security breach earlier this week. Find out what you need to know to protect your information. IRS Data Theft: 5 Things You Need to Know — MarketWatch

Dollar Rallies on Upbeat U.S

Good news for your green! Compared to international currencies, the strength of the dollar is hitting record highs. What does that mean for you? Dollar Jumps Against Yen, Euro — The Wall Street Journal

When It Really Pays to Buy Online – Consumer Reports

Shopping is as easy as a few swipes and a click these days, but some online splurges are better for your wallet than others. Here’s when digital checkouts really pay off. When It Really Pays to Buy Online — Consumer Reports


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3 Things You Need to Know About 0% Interest Promotions _ SmartAsset

Did you know it’s still possible to pay interest on a 0% APR credit card? Heed these precautions before you sign up. 3 Things You Need to Know About 0% Interest Promotions — Smart Asset

Ways to make a smooth transition to retirement

Reports show that about two-thirds of Boomers have difficulty adapting to retired life. Follow these tips—like safeguarding your resources—to successfully transition into your golden years. Ways to Make A Smooth Transition into Retirement — USA Today

The Real Reason Men Are More Confident Than Women About Getting Jobs – Bloomberg Business

Turns out, the so-called confidence gap could be more of an “effect” than a “cause” of lopsided job opportunities for women at work. These studies explain why. The Real Reason Men Are More Confident Than Women about Getting Jobs — Bloomberg

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BuildingFinancePlan 30pcOFF

Building a Finance Plan Geared to Growth *** 30% OFF for our subscribers!
To optimize your success as a small business owner, create a blueprint for financing—before you need it to drive growth. 

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Currency Exchange update 5/20/15

Currency EXCHANGE CAN SAVE YOU MONEY

Currencies

The USD is slightly stronger against G-10 currencies with the lone exception being the GBP. Among G-10 currencies, the Danish krone and euro show the greatest decline with both lower by about 0.5%. Among emerging market currencies the South African rand, Argentine peso and Turkish lira are all better by nearly 0.3% while a host of currencies are lower with the Russian ruble and Polish zloty off in excess of 1.0%
5-20-2015

If we can help you with any Foreign Exchange needs, please do not hesitate to contact us.

Please note a minimum per transaction is $US 100,000
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Real Estate Lenders nationwide…? (residential & commercial)

Investors or Borrowers have challenging credit issue…?  Our private real estate lender network may provide funds for your project.  If you have a good credit score, our relationship with Wells Fargo bank may provide funds for your project.  Please contact us with your inquiry information.

Real Estate Lender


DAJK GROUP is the place where investors, business owners and entrepreneurs can research and find useful information, insight, resources, advice, guidance and inspiration for acquiring funds for their project, acquisition for their net lease commercial real estate, increasing their assets and running their profitable business.

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Would you like to reduce your cost of export and import business?

Export_Import

Export and Import Business’ cost can be reduced significant with accessing to a correct and factual information.  Full list of Country Limitation is available for download.

Attention:  Multi-Buyer, Bank Letter of Credit and Repetitive Policy Holders, Insurance Brokers!

USA-Export-Import Bank (“Ex-Im Bank”) cover/support for private sector transactions is typically limited to transactions with a commercial bank as obligor or guarantor.

Ex-Im Bank will consider transactions without a bank undertaking on a case-by-case basis. Regarding the latter, Ex-Im Bank may consider corporate entities that are able to provide detailed financial information sufficient to enable Ex-Im Bank to reach a credit conclusion. Such information should include financial statements audited by an affiliate of an international accounting firm and prepared in accordance with International Financial Reporting Standards (IFRS), and the statements should reflect material bank borrowings.

Full list of Country Limitation is available for download.

Resources at Amazon Corner (Take additional 10% off for first time buyer)

  1. Building an Import / Export Business
  2. Import / Export Kit for Dummies
  3. Start Your Own Import/Export Business
  4. Export/Import Procedures and Documentation
  5. Mastering Import & Export Management
  6. How to Open & Operate a Financially Successful Import Export Business

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Currency Exchange update 5/6/15

Managing Your Money_Image 4

Currencies
 
The USD is down sharply against both the major and emerging market currencies. There is a very strong correlation between the direction of German 10-year interest rates and euro over the past weeks; European currencies are all higher led by Norway which has been helped by the surging oil prices. Emerging market currencies are higher also helped by stronger commodity prices and somewhat better global equities. Colombia is the top performer today up by 1.38% with only India slightly weaker on the session.
5-6-2015

If we can help you with any Foreign Exchange needs, please do not hesitate to contact us.

Please note a minimum per transaction is $US 100,000
Currency EXCHANGE CAN SAVE YOU MONEY

Our Payroll Service is bonded $US 100 million and registered with Internal Revenue Service.  If we can help you with any Payroll needs, please do not hesitate to contact us.

Payroll Service

Our net lease commercial real estate investment is also available for investors who are seeking for an alternative investment secured by real estate, low risk, reasonable yield and provide fixed monthly income.


Real Estate Lenders nationwide…? (residential & commercial)

Investors or Borrowers have challenging credit issue…?  Our private real estate lender network may provide funds for your project.  If you have a good credit score, our relationship with Wells Fargo bank may provide funds for your project.  Please contact us with your inquiry information.

Real Estate Lender


DAJK GROUP is the place where investors, business owners and entrepreneurs can research and find useful information, insight, resources, advice, guidance and inspiration for acquiring funds for their project, acquisition for their net lease commercial real estate, increasing their assets and running their profitable business.

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Financial Planning is like garlic to a vampire

DAJK GROUP is the place where investors, business owners and entrepreneurs can research and find useful information, insight, resources, advice, guidance and inspiration for acquiring funds for their project, acquisition for their net lease commercial real estate, increasing their assets and running their profitable business.

Other books are recommended here

You can browse through our Amazon Corner for any other interests.  Taking advantage of addition 10% OFF for any first time purchase.

Building a Finance Plan Geared to Growth

 BuildingFinancePlan 30pcOFF

I would like to share with you our book reviewer from Ms. P. Fisher, “Garlic to a vampire“.

I recently read Daniel Nguyen’s Building a Finance Plan Geared to Growth, and have decided to keep this as my small business guidebook to finance management.  I am not an expert, hardly even a novice, when it comes to managing my business.  As a “creative” type, financial planning is like garlic to a vampire.  And yet, financial planning is essential to running a successful business.  I believe that part of my resistance comes from lack of understanding the definitions and how to do things such as create financial statements like profit and loss, cash flow, etc.  When we don’t understand how something works it becomes twice the job and, in my case, gets put on the bottom of the “To Do” pile.  What I really like about this guidebook on how to build a financial plan is that Mr. Nguyen explains what all of these terms mean. He gives us not just a textbook definition, but also shows HOW they work in relation to the overall picture of getting a small business loan, for example. He then shows a sample of what that financial statement should look like.  THIS I can understand!  He also tells the reader what to ask for –and what NOT to ask for.  There is information on establishing credit well in advance of going for a loan, things that I can do now to prepare for my possible or projected business needs in the future. He includes guideposts of ways to evaluate the progress and effectiveness of my current business needs, and then how to assess my possible future needs. Then, for when I am ready to go for a loan, I like the True-False test that he includes in the text.  This test allows me, as the business owner, to self-score how prepared I am to go meet with the banker.  This book is a wealth of good advice, resources and tools that I can use in understanding and applying good financial practices in my business.

I feel that if I follow the outline of this book that I could meet with a bank lender and not appear to be an idiot.  Mr. Nguyen has thought of not only the standard things that I will need to bring and think about beforehand, but also other possibilities that a lender might want to know.  For example, he writes that I, as a business owner, should have not one, but two possible repayment plans, to reassure the lender that I am a good risk. This is good, easy-to-understand information- he gets a score of “10” from me on a practical help scale.

Growing – Evolving and Pushing Forward!


Other related topics:

Manage Your Money – Free ebook

5 IRS Categories’ Audit Risk for Small Businesses

Always protect your investment against risks

4 fundamental Ways Really Increase Your Revenue and Asset in Business

Three recommendations improving your communication with business person

Top 6 Terms You Should Know Before Investing in net lease commercial real estate


 

Business consultant’s book at Amazon Corner

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Currency Exchange Update 4/22/15

Currency EXCHANGE CAN SAVE YOU MONEY

Here are the key news stories from overnight:
 
  • Chinese PMI data declined for the fourth straight month and fell to a 1-year low 49.2 and below consensus. A reading below 50 separates the difference between expansion and contraction.
  • Japanese April manufacturing PMI came in weaker than consensus at 49.7 versus expectations of 50.7. This is the third consecutive decline.
  • Eurozone flash April PMI was also weaker than expected with both Germany and France underperforming. Readings came in at 51.9 from the previous month of 52.2. Markets were expecting a small rise.
  • U.K. retail sales for March also came in below expectations at 0.2% against expectations of 0.5%. Year over year growth was at 4.2% from the previous reading of 5.7%.
  • U.S. jobless claims came in near expectations and remain below the key 300,000 level. U.S. 10-year yields are unchanged at 1.98%.
 
 
Currencies
 
The U.S. dollar (USD) is very mixed today. Australia and New Zealand are quite a bit weaker on the back of the weak Chinese data while the Swiss franc has surged despite the changes made by the Swiss National Bank regarding zero interest rates yesterday. The Swiss franc is the strongest G10 currency year to date despite Switzerland having the deepest negative interest rates of any major country. Emerging markets are also mixed with Russia up by 2.14% and many of the Eastern European currencies up slightly. Asian currencies are generally weaker on the session.
4-23-2015

If we can help you with any Foreign Exchange needs, please do not hesitate to contact us

Relate topics:
FOREX MYTHS_FB 3
FOREX Understand the Myths of Market Trends and Patternsdownload now!

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How big is the Foreign Exchange Market?

Foreign Exchange Committee Releases FX Volume Survey Results New York, January 27, 2015 – The Foreign Exchange Committee today released the results of its twenty-first Survey of North American Foreign Exchange Volume. For the October 2014 reporting period, key findings are featured below.

Currency EXCHANGE CAN SAVE YOU MONEY

Average daily volume in total over-the-counter (OTC) foreign exchange instruments (including spot, outright forward, foreign exchange swap, and option transactions) was $1,095 billion in October 2014, the highest volume recorded since the survey began in 2004. The October 2014 total was 35 percent higher than average daily volume during the April 2014 survey period, and 34 percent higher than a year earlier.

  1. Average daily spot volume increased 62 percent since the last survey. Similarly, OTC options and forwards volume also increased by 66 percent and 20 percent, respectively. Swap volume remained stable with an increase of 1 percent.
  2. The increase in volume since the last survey was driven by other financial customers and reporting dealers, which accounted for 49 percent and 25 percent of the increase, respectively.
  3. Finally, in terms of currency pair, the volume increase was led by the euro and yen, which increased 52 percent and 41 percent, respectively since the last survey. There was also a notable 54 percent increase in the Mexican peso since the last survey.

FX Report 1

FX Report 2

FX Report 3

The survey was developed in order to provide the market with frequent information on the size and structure of foreign exchange activity in North America. To achieve a representative survey, the Committee invited twenty-five leading financial institutions active in the North American foreign exchange market to contribute data on the level of turnover during the month of October 2014. The Committee also collaborated with the United Kingdom’s Foreign Exchange Joint Standing Committee (FXJSC), the Singapore Foreign Exchange Market Committee (SFEMC), the Tokyo Foreign Exchange Market Committee (TFEMC), the Canadian Foreign Exchange Committee (CFEC), and the Australian Foreign Exchange Committee (AFXC), which conducted similar surveys for the U.K., Singaporean, Japanese, Canadian, and Australian markets, respectively, over the same period. The FXJSC, SFEMC, CFEC, and AFXC are releasing their survey results today. The TFEMC released its results late yesterday. For the purposes of the survey, turnover is defined as the gross value of all new deals entered into during the reporting period and is measured in terms of the notional amount of the contracts. Survey data are broken out by four foreign exchange instruments, thirteen currency pairs, four counterparty types, and five execution methods and are reported both in terms of daily average and total monthly volume. The reporting basis for the survey is the location of the price-setting dealer. While similar in nature, the survey is not comparable to the Bank for International Settlements’ Triennial Central Bank Survey of Foreign Exchange and Derivatives Market Activity, given the differences in the reporting methodologies.

The Foreign Exchange Committee is composed of individuals from institutions that participate actively in the foreign exchange markets as well as other financial markets worldwide. The Committee’s objectives include

1) serving as a forum for the discussion of best practices and technical issues in the foreign exchange market,

2) fostering improvements in risk management in the foreign exchange market by offering recommendations and guidelines, and

3) enhancing the legal certainty of foreign exchange contracts through the development of standard documentation. The Committee was formed in 1978 under the sponsorship of the Federal Reserve Bank of New York.

The results of this survey, together with the list of reporting dealers and explanatory notes, are available at the results of the other surveys are also available as follows:

The Foreign Exchange Joint Standing Committee’s survey for the U.K. market:

http://www.bankofengland.co.uk/markets/forex/fxjsc/index.htm

The Singapore Foreign Exchange Market Committee’s survey for the Singaporean market:

http://www.sfemc.org/statistics.asp

The Tokyo Foreign Exchange Market Committee’s survey for the Japanese market:

http://www.fxcomtky.com/index_e.html

The Canadian Foreign Exchange Committee’s survey for the Canadian market:

http://www.cfec.ca/fx_volume.html

The Australian Foreign Exchange Committee’s survey for the Australian market:

http://www.rba.gov.au/afxc/statistics/


If we can help you with any Foreign Exchange needs, please do not hesitate to contact us.

Currency Exchange

Related Topic:

FOREX Myths 3/31/15

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